Any financial file/email → structured JSON via the structured→template→OCR→LLM ladder, with per-field confidence + provenance.

PAN existence + registered name.

Verify a bank account + beneficiary name.

Validate a UPI handle + account holder.

Bank + branch for an IFSC.

Start a consent-first bank-data journey (DPDP purpose-coded).

Salary, obligations, avg-balance, FOIR from AA bank data.

Scheme metadata (AMC, category, ISIN).

Latest + historical NAV (AMFI).

FIFO matching, STCG/LTCG, grandfathering, XIRR.

Old/new regime, slabs, §87A, surcharge, cess.

Equity STCG/LTCG tax with ₹1L exemption + cess.

Which upstream each rail is on, the attribution its licence obliges you to display, and whether you may redistribute it to your own users. Free — you should never pay to find out if you can legally ship the data.

INR + cross-currency rates (FBIL/RBI-style).

LTP / OHLC / change% for a symbol.

Which RTAs can be requested server-side today (KFintech yes; NSDL/CDSL need an investor OTP, so use the mailbox scan instead).

Opens a session with the RTA and returns the CAPTCHA image the investor must read. Free, because a misread CAPTCHA is a retry, not a service.

Submits the statement request with the CAPTCHA answer. The RTA then e-mails the password-protected CAS to the investor.

Opens the RTA session, solves its CAPTCHA (NopeCHA) and submits, retrying with a fresh session on a misread. One call, one price regardless of attempts. Needs NOPECHA_API_KEY.

Finds the RTA's mail over IMAP, pulls the attachment, decrypts and parses it. Billed per document parsed — an empty inbox is free. Use an app password.

Folds a parsed CAS into the portfolio: one stable key per position (so next month updates rather than duplicates), cost/value/gain rolled up, XIRR when available.

The latest imported CAS portfolio for this tenant.

Link a broker account (Zerodha/Angel/Dhan/Upstox/Groww). Sandbox needs no credentials.

Pass your own broker API credentials to get REAL holdings/orders. Groww: token from groww.in → Settings → Trading APIs. Dhan: web.dhan.co. Credentials are vault-encrypted.

Normalized DEMAT holdings + P&L, same shape for every broker.

Open positions with product, quantity, and live P&L.

Available, used, and total margin in minor units.

Every order in one normalized shape, broker-native payload attached as raw.

One order schema for every broker: market/limit/SL, delivery/intraday.

LTP, OHLC, and change percent for up to 25 symbols per call.

One order's live status by id, same shape on every broker.

Change price, quantity, or type of an open order.

Cancel an open order on any broker.

Every linked broker account. Credentials are never returned.

One uniform call for every broker's daily access-token expiry.

Revoke a linked account and hard-delete its vaulted credentials.

Bureau score + accounts + enquiries (fires consumer alert).

Issuer, coupon, maturity, rating by ISIN.

Government securities with coupon + YTM.

Amortization schedule, EMI, total interest.

TWRR + XIRR from period values + cashflows.

Initiate a UPI collect request.

Disburse to a bank account.

Validate an insurance policy + sum assured.

VAHAN-style vehicle registration details.

Sarathi-style driving-licence verification.

Reference price + SGB (data only, no buy/sell).

Template message at Meta pass-through: marketing ₹0.87, utility ₹0.12, authentication ₹0.12. We add no markup.

Free-form text inside the 24-hour customer service window. Free, because Meta charges nothing in-window.

Send an image, document, or video by URL with an optional caption. Free inside the 24-hour service window.

Interactive message with up to 3 reply buttons or a list menu. Free inside the 24-hour service window.

Your message templates with language and approval status.

Submit a template for approval with name, category, and body.

Sent, delivered, and read state for a message id.

Register your HTTPS URL to receive inbound messages and delivery events.

Send a transactional SMS to an Indian mobile number.

Send a 6-digit OTP via SMS or WhatsApp (5-minute expiry).

Verify a pending OTP. Codes are single-use.

Place an outbound call, billed per minute. The first 60 minutes per account are free.

Read a 6-digit code out over a one-minute call. Verify it with /v1/otp/verify.

Place an AI agent call that follows your prompt in a neural voice, billed per minute. Returns the call outcome and a transcript summary.

The available neural TTS voices with language and style, for the voice_id field.

Initiate an NESL-style e-sign.